Salem Riverdale | Parkway Bladensburg ☰ ˟
Salem Riverdale
(301) 377-1419
Parkway Bladensburg
(301) 277-3434
Logo
  • HOME
  • ABOUT US
    • About Us
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • OUR PRODUCTS
    • Personal LinesImage of right arrow
      • Automobile
      • Flood
      • Homeowners
      • Life
      • Motorcycle
      • Pet Insurance
      • Renters
      • Watercraft & Boat
    • Business & CommercialImage of right arrow
      • Bonds
      • Cyber Liability Insurance
      • Commercial Auto
      • Errors & Omissions
      • Restaurant
      • Trucking
      • Umbrella
      • Workers Compensation
  • Business Specialties
    • Food Trucks
    • Contractors
    • Hair and Beauty Salons
    • Pet
    • Restaurant
  • ADDITIONAL SERVICES
    • Authorized MVA Tag & Title
    • Translators
    • Notary Public
    • Corporations Registration
    • Bookkeeping
    • Payroll
    • DOT Registration
  • RESOURCES
    • Refer a Friend
    • Carriers
    • Insurance Glossary
    • Calculators
  • CONTACT
    • Contact Us
    • Join Our Newsletter
    • Blog
    • News Center
    • Bladensburg
    • Riverdale Park
    • Landover
    • Hyattsville
    • College Park
    • Cheverly
    • Laurel
    • Greenbelt
Home > Watercraft & Boat Insurance in Bladensburg and Riverdale, MD | Salem Financial Group

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Watercraft Quote Form

Watercraft & Boat Insurance Information

Watercraft and Boat Insurance in Maryland

Proudly serving Bladensburg, Landover, Cheverly, Hyattsville, Riverdale, Riverdale Park, College Park and surrounding areas


Why do you need insurance for your personal watercraft or boat?

You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

Logo
Quick Links
Home Our Products Customer Service Report a Claim Our Blog
About Us Refer A Friend Our Carriers Contact Us
Location
5462 Annapolis Road
Bladensburg, MD 20710

P: 301.277.3434
F: 301.277.3437
Salem Riverdale Office Social Social Social Social  

Parkway Bladensburg Office Social Social Social Social  
© Copyright. All rights reserved.
Powered by Insurance Website Builder